How To Transfer Chase Points? [Q&A]

Chase Ultimate Rewards is one of the best travel rewards options out there — and for good reason. With the correct Chase Card, you’re redeeming travel credits worth at least 1.25 cents when you redeem through the Chase Ultimate Rewards portal. These select cards also allow you to transfer points to any Chase airline or hotel transfer partner. Based on Bankrate’s most recent points and mileage ratings, Chase Ultimate Rewards points are worth an average of 2 cents when transferred to a premium transfer partner.
In addition to being transferable to travel companions, points can also be transferred between select Chase cards. This is a valuable feature that allows you to transfer Chase Points from a card that doesn’t offer Ultimate Rewards points to one of Chase’s top Ultimate Rewards cards, giving you the opportunity to earn points on the card for higher the value of. Not only does this benefit your own Chase points account, but this option is available to all eligible Chase cardholders in your household.
Transferring chase points is a fairly straightforward process. Here’s a good idea of what you need to know about the Chase cards you can use to transfer your points, how to do it, and when to transfer your Chase points.
How to Transfer Chase Points
Here are some options for transferring chase points. By transferring them to another Chase account, a family member’s account or a travel companion, you can maximize the value of your reward points and potentially open up even more redemption opportunities.
To another Chase account
If you have more than one Chase card, you can transfer Chase points between cards and combine points. To get started with this option, open the Ultimate Rewards portal and look for the “Redeem Rewards” prompt.
Once in the portal, you should see a section titled “Earn/Spend”. Select this option, and choose Merge Point. Select the account you want to transfer points from and the account you want to transfer to, then click Next.
The next step is to select the number of points you wish to transfer between accounts. You can transfer all Chase Points at once, or you can transfer a specified number of Chase Points. When you’re ready to transfer, select “Review” below.
After checking, click “Confirm and Submit” to complete the transfer process. A confirmation screen should appear on the next page. Since the transfer is instant, your points should now be visible.
To Another Chase Cardholder
You may want to transfer Chase points to another member of your family who also has a Chase credit card. Per the Chase Ultimate Rewards terms and conditions, when transferring between business cards, you can only transfer to another Chase cardholder if they are your family member or business owner.
If this is your first time transferring points to another family member’s account, you will need to call Chase Customer Service on the back of your card. You discuss with a member of staff that you wish to combine points with another member of your household, and the member of staff begins the transfer.
After the proxy has processed the request, you should now be able to view the family member’s account online in the Ultimate Rewards portal. Now you can follow the same process as above and move points between accounts.
To travel companions
To transfer Ultimate Rewards points to a Chase transfer partner, log in to your Ultimate Rewards account and select “Redeem Rewards.” From there you should be able to select the “Transfer to travel partner” option.
You can transfer Chase points to any participating travel partner, including Southwest Airlines, United Airlines or JetBlue Airways. Once you’ve found the airline or hotel partner you want to transfer to, click Transfer points to your chosen transfer partner.
Before completing the transfer, you must enter the loyalty number of the program you are transferring to, such as the B. Southwest Rapid Rewards program number. After entering, click “Next” to proceed to the next step.
Finally, enter the number of points you wish to transfer to the partner, click “Next” again, then “Confirm and Submit”.
When points are transferred
In some cases, transfers are best suited to maximize point value.
Convert Cash Back Rewards to Ultimate Rewards Points
Moving your points from a Chase card that earns only 1 cent non-transferable points to a premium card that earns Ultimate Rewards points is the best way to maximize your rewards.
For example, with the Chase Sapphire Reserve, points are worth 1.5 cents when redeemed for travel through the Chase Ultimate Rewards portal, while the Chase Sapphire Preferred card increases the point value to 1.25 cents within the same portal. For even greater value, transferring your Ultimate Rewards points to the right transfer partner can help you further expand your cash back dollars.
Add points for specific redemptions
You may not have enough points to redeem yourself, but if you transfer points to someone else’s account in your household, your combination of points may be enough to meet your goals.
Cancel Chase Card
If you have more than one Chase card, sometimes you may need to cancel one of them. Transferring points from one account to another is a smart way to ensure you don’t lose any of your accumulated Chase points. You can transfer funds to one of your other accounts, or to a family member you nominate.